Personal identity theft can prove costly. Someone can misuse your documents to gaping a bank account statement to defraud people. Scammers can take a loan in your name, affecting your course credit history. They can even buy a SIM card and misuse it. Once they are through, it will personify busy you to prove that you were a victim of identity thieving.
Fraudsters typically replace the inside information on the identity element documents. E.g., they can change pictures, address, etc. They can then use the Aadhaar, PAN Card or driving license to take a loan operating theater open a deposit report. Most confirmation services only authenticate the name and come of the written document.
The Section of Telecommunications (DoT) has recently launched a hepatic portal vein for fraud direction and consumer protection (tafcop.dgtelecom.gov.in). At this portal, you have to provide your mobile number. Based thereon, you leave have intercourse other phone numbers that are listed in your name.
If you see any unauthorised numbers, you stool immobilise them by sending a request to DoT. The service is non yet available in the entire country. DoT is expanding information technology.
Another way to track misuse of your documents is to check your credit report regularly. After accessing your credit report, check if there are any suspicious loans or cite cards. The written report also provides phone numbers and email addresses that are registered with different lenders.
If you rule anything suspicious, approach the lender or credit tease issuer for far inside information. If the loan operating room card doesn't belong to you, you can inform the lender or the card issuer. Also, file a constabulary ill.
Each recognition bureau offers one free credit report all year. There are four bureaus, which means you can check one free written report all three months. Make use of it.
(Do you have individual finance queries? Beam them to mintmoney@livemint.com and grow them answered past industry experts)
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Source: https://www.livemint.com/money/personal-finance/identity-theft-how-to-trace-if-someone-else-is-misusing-your-documents-11622648002555.html#:~:text=to%20defraud%20people.-,Scammers%20can%20take%20a%20loan%20in%20your%20name%2C%20affecting%20your,details%20on%20the%20identity%20documents.
